Lightning credits for the unemployed cannot be obtained from the home or car bank, as well as from state credit institutions and private banks in Germany. As the unemployed person does not have a credit rating, a loan application is generally not paid out and is rejected.
But even with prevalent unemployment, a loan can often be the only way to escape the debt trap and make necessary purchases or settle urgent bills. Private financiers or foreign banks make lightning loans possible for the unemployed and are not based on the creditworthiness of the granting and approval, but on the actual security offered by the applicant to the lender.
Save costs with a comparison
On the free financial market, offers for lightning loans for the unemployed are so numerous that it is often not so easy to decide on a cheap and flexible loan. Free comparisons of various offers provide a concrete overview and allow you to make an informed decision based on the facts and contractual terms of the lender. The amounts granted can be chosen in different amounts. With the right protection by a guarantor or the provision and transfer of real assets to the lender, not only small loans, but also the application of larger amounts are possible without any problems.
If you do not want to go on the lookout for offers for cheap lightning credits for the unemployed, you can commission an independent financial intermediary to do the search and receive an offer that is tailored to the needs and opportunities of the potential borrower. Due to the numerous options and possibilities, it is not difficult to find a low-interest and flexible loan on the free financial market and to take out a loan for various purchases, wishes or simply to increase liquidity even during unemployment.
Borrowers should pay attention to this
All lightning credits for the unemployed are approved within 24 hours and are usually paid out immediately. Offers are to be refrained from in which the borrower is to pay fees in advance and to offer the lender security by paying an invoice in advance.
In the case of reputable offers, security is not provided by paying the fee, but rather by announcing a guarantor, a co-applicant or by overwriting real assets, capital-forming insurance policies or retirement products. If a prepayment for fees is required, it can generally be assumed that it is not a serious and trustworthy offer for a loan. The comparison and the information about the lender are informative and allow too expensive and unsuitable offers to be excluded in advance.